Personal Trust is a Microfinance Bank in Lagos and a subsidiary of First Ally Capital Limited (FACL). Formerly known as Personal Trust Savings and Loans, the Bank was registered in 1993 and operated as a Mortgage Bank until its conversion to a Microfinance Bank in 2014. Personal Trust has a branch network at strategic locations in Lagos State and provides banking services to individuals, micro, Small and medium enterprises (MSME).
We are recruiting to fill the position below:
Job Title: Financial Control Officer
Location: Mainland, Lagos
Employment Type: Full-time
Job Summary
- The financial control officer is responsible for reconciliation and settlements activities and will provide revenue assurance to the bank.
Duties and Responsibilities
- Ensure daily reconciliation and posting of all of all transactions and provide daily/weekly reconciliation and settlement reports.
- Support the E-business team in resolving settlement and reconciliation matters.
- Monitor income/fees and ensure value is promptly transferred to the bank.
- Verify the incoming and outgoing payment on e-channel accounts.
- Reconcile bank statement with entries in the bank ledger on a daily/weekly/monthly basis and present the reconciliation reports.
- Prepare daily and weekly report on over/under-settlement of transactions.
- Identify, follow up and investigate unreconciled transactions or discrepancies to enable prompt resolutions
- Liaising regularly with various bank account officers on issues relating to direct debits, standing orders, unidentified credits and charges from time to time.
- Monitors the deduction on loan and facilities with various banks and reconciling with terms and conditions in of the offer.
- Develop and maintain business relations with payment partners.
- Liaise with the settlement bank and payment processing companies on potential under-settlement and ensure resolution of issues identified in line with the company’s policies and procedures.
- Advise the finance team of possible over-settlement for necessary provisions.
- Maintain reconciliation records.
- Rendition of monthly returns and processing of associated payments for FIRS, LIRS and PFAs within seven days of deduction.
- Sending daily dashboard report to management.
- Provide support to other finance team a required.
- Support end of day/month and year process.
- Flexibility to carry out any other task as requested by Management.
Qualifications
- HND / B.Sc in Accounting, Economics or a related field.
- Evidence of completion/ exemption of/from NYSC.
- ICAN or ACCA qualification.
Experience:
- Previous experience as a reconciliation/account officer.
- 3 – 5 years work experience.
Skills:
- Experience reconciling accounting figures and financial records
- Great analytical skills for decision making and problem solving
- Strong client relationship management and customer service skills
- Team player with the ability to work with multiple parties
- Advanced computer software skills, including Microsoft excel
- Organization and time management abilities
- Meticulous attention to detail and accuracy
- Ability to multi task and meet tight deadlines
Job Title: Internal Audit Officer
Location: Mainland, Lagos
Employment Type: Full-time
Job Description
- The Internal audit Officer functions as an independent and objective body that reviews and evaluates compliance with external regulations and guidelines as well as internal policies.
Duties and Responsibilities
- Perform audit tests and evaluate the adequacy of process design and the effectiveness of control system
- Propose practical recommendations to address control weaknesses and/or process inefficiencies
- Prepares audit reports/memorandums to proffer recommendations to the Head of audit
- Assists in the development of the annual Internal Audit plan
- Safeguards corporate assets s by ensuring that appropriate and effective internal controls are in place
- Conducts investigations of suspected internal fraud
- Collect, co-ordinate and disseminate material for the quarterly Audit Committee meeting
- Performing the full audit cycle including risk management and control management over operations’ effectiveness, financial reliability and compliance with all applicable directives and regulations
- Act as an objective source of independent advice for the achievement of the corporate objective
- Conduct follow up audits to monitor management’s interventions
- Performs audit work, including plan preparation, workpapers, finding, and associated reports; verifies the accuracy of financial records as they pertain to assets, liabilities, receipts, expenditures, and related transactions.
- Keeps abreast current developments and changes in external regulations as applicable.
- Implements the anti-fraud campaign and assess compliance
- Performs any other responsibility assigned by Management
Qualifications
- HND / B.Sc in Banking and Finance, Accounting, or any other related field
- Evidence of completion/ exemption of/from NYSC
Experience:
- 2-3 years Internal audit experience in a financial institution or an audit firm
- Evidence of completion/ exemption of/from NYSC
Skills:
- Excellent verbal and written communication skills
- Analytical and problem-solving skills
- Meticulous attention to detail and accuracy in work product
- Strong strategy and implementation skills
- Proficient in the use of MS Office suit
- Ability to multi task and handle pressure
- Unquestioned personal integrity with strong ethics and values
- Ability to stand firm on difficult issues when required
- Capable of working independently and with minimum supervision
- Logical approach to identifying and evaluating issues and problem solving
- Displays awareness of the need for confidentially in sensitive matters
- Demonstrated job commitment and personal flexibility to meet changing expectations
Job Title: Internal Control Officer
Location: Mainland, Lagos
Employment Type: Full-time
Job Summary
- The Internal Control Officer implements, monitors and measures the adequacy of control systems in the Bank in compliance with regulations and internal control framework of the Bank.
- The job holder is responsible for increasing operational efficiency by detecting and eliminating fraud and business risks.
Duties and Responsibilities
- Ensures regulatory compliance and adherence to established internal control policies and procedures
- Conduct follow-up reviews of financial, operational, or regulatory compliance deficiencies noted during audits.
- Reviews daily operational activities
- Implements the anti-fraud campaign and assess compliance
- Conducts risk management assessments of all departments
- Evaluates existing controls, and recommend improvements where deficiencies are identified
- Conducts investigations of irregularities discovered by or brought to the auditor’s attention.
- Reviews and appraise the soundness, adequacy and reliability of accounting, data and reports
- Verify and maintain internal control checks and records including assets tags to ensure safeguard of company assets.
- Supports process improvements in alignment with internal control framework
- Stays abreast of changes/updatesin regulatory guidelines and implements compliance
- Prepares monthly regulatory renditions and returns
- Evaluates the business recovery procedures for operational disruptions
- Review journal entries, disbursement and reconciliation
- Any other responsibility assigned by Management
Qualifications
- HND / B.Sc in Accounting, Banking and Finance or any related field
- Evidence of completion/ exemption of/from NYSC
Experience:
- 2-3 years Internal control experience in a financial institution or an audit firm
- Evidence of completion/ exemption of/from NYSC
Skills:
- Excellent verbal and written communication skills
- Analytical and problem-solving skills
- Meticulous attention to detail and accuracy in work product
- Strong strategy and implementation skills
- Proficient in the use of MS Office suit
- Ability to multi task and handle pressure
Application Closing Date
31st December, 2021.
Method of Application
Interested and qualified candidates should send their CV to:recruitment@personaltrustmfb.comusing the Job Title as the subject of the email.
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